Using Lotteries to Encourage Saving: Experimental Evidence from Kenya. Working Paper, 2016.
In this study, we evaluate the provision of lottery-linked deposit accounts (LLDA) – a savings scheme incorporating lottery-like payoffs to traditional savings accounts. We provide a mobile savings product to…
How strong are ethnic preferences?
Empirically observed intertemporal choices about money have long been thought to exhibit present bias, i.e. higher short-term compared to long-term discount rates. Recently, this view has been called into question…